Daily insurance available via MBA Insurance - Policy #202254.  All rates are based on a per-24hr time period.

Required Insurance: $15/24hrs

North Carolina Liability Insurance

All limits are per occurrence, not per rental.

  • Excess Liability: $1,000
  • Covers third-party medical expenses and damage to other property above the Minimum Financial Responsibility Limit resulting from the ownership, maintenance, or use of a scheduled vehicle.
  • M.F.R. Liability: $30,000/$60,000/$25,000
  • Covers third-party medical expenses and damage to other property the authorized driver (rentee or lessee) is responsible for after an at-fault accident.
  • Uninsured Motorist Bodily Injury: $30,000/$60,000
  • Covers medical expenses for injuries that result from an accident caused by another driver who has no insurance.
  • Uninsured Motorist Property Damage: $25,000
  • Covers damages to a scheduled vehicle that result from an accident caused by another driver who has no insurance.
  • Medical Payments: $500
  • Covers medical expenses for injured authorized drivers and passengers regardless of who is at fault.

North Carolina Liability Insurance

Deductibles applied on a per occurrence basis.

  • Comprehensive Deductible: $2,500
  • Covers damages to a scheduled vehicle caused by incidents other than a collision including theft, fire, vandalism and weather.
  • Collision Deductible: $2,500
  • Covers damages to a scheduled vehicle caused by an accident with another vehicle or any object, whether stationary or moving.
  • Conversion Deductible: $2,500
  • Covers damage due to theft, conversion, embezzlement or secretion by any rentee or lessee subject to (1) 75% of the actual cash value or (2) the stated amount value whichever is less.

Optional Insurance

Supplemental Liability Coverage: $6.95/24hrs

Bodily Injury

  • Provides an additional $300,000 In addition to:
  • $30,000 bodily injury per person
  • $60,000 bodily injury per accident
  • For up to $360,000 per accident

Property Damage

  • Provides an additional $10,000 in addition to:
  • $25,000 property damage
  • For up to $35,000 per accident

Accidental Death/Personal Effects Coverage (PAI/PEI): $5.95/24hrs

Accidental Death

  • Provides:
  • Renter Loss of Life: $100,000
  • Passenger Loss of Life: $10,000

Personal Effects

  • Provides a maximum of $525, which is subject to a $25 deductible

All insurance rates are based on a per-24hr time period!

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